Page |
1. |
INTRODUCTION |
1 |
2. |
DESCRIPTION OF THE INDUSTRY |
1 |
2.1. |
Industry Value Chain |
6 |
2.2. |
Geographic Position |
8 |
3. |
SIZE OF THE INDUSTRY |
8 |
3.1. |
Central Banking |
9 |
3.2. |
Banking |
10 |
3.3. |
Lease Financing |
14 |
4. |
STATE OF THE INDUSTRY |
33 |
4.1. |
Local |
33 |
4.1.1. |
Corporate Actions |
40 |
4.1.2. |
Regulations |
42 |
4.1.3. |
Enterprise Development and Social Economic Development |
49 |
4.2. |
Continental |
52 |
4.3. |
International |
55 |
5. |
INFLUENCING FACTORS |
57 |
5.1. |
Government Intervention |
57 |
5.2. |
Political Environment |
58 |
5.3. |
Economic Environment |
59 |
5.4. |
Expansion into Africa |
60 |
5.5. |
Labour |
60 |
5.6. |
Technology, Research and Development (R&D) and Innovation |
63 |
5.7. |
Crime |
67 |
5.8. |
Financial Inclusion |
68 |
5.9. |
Environmental Concerns |
70 |
6. |
COMPETITION |
71 |
6.1. |
Barriers to Entry |
74 |
7. |
SWOT ANALYSIS |
75 |
8. |
OUTLOOK |
76 |
9. |
INDUSTRY ASSOCIATIONS |
76 |
10. |
REFERENCES |
78 |
10.1. |
Publications |
78 |
10.2. |
Websites |
80 |
|
APPENDIX 1 |
83 |
|
Markets in which Loyalty and Reward Programmes have been adopted |
83 |
|
COMPANY PROFILES – CENTRAL BANKING & BANKS AND OTHER BANKING SERVICES |
84 |
|
AFRICAN BANK LTD |
84 |
|
BANK OF BARODA |
86 |
|
BANK OF CHINA LTD |
88 |
|
BANK OF TAIWAN |
91 |
|
BIDVEST BANK LTD |
95 |
|
CANARA BANK |
98 |
|
CAPITEC BANK LTD |
100 |
|
CHINA CONSTRUCTION BANK CORPORATION |
103 |
|
CITIBANK NA |
107 |
|
DEVELOPMENT BANK OF SOUTHERN AFRICA |
110 |
|
DITSOBOTLA PRIMARY SAVINGS AND CREDIT CO-OPERATIVE BANK LTD |
114 |
|
FIRSTRAND BANK LTD |
116 |
|
GBS MUTUAL BANK |
121 |
|
GRINDROD BANK LTD |
124 |
|
HSBC BANK PLC |
127 |
|
ICICI BANK LTD |
130 |
|
INVESTEC BANK LTD |
134 |
|
JPMORGAN CHASE BANK NA |
139 |
|
MERCANTILE BANK LTD |
142 |
|
NEDBANK LTD |
145 |
|
OSK KOOPERATIEWE BANK LTD |
153 |
|
SOUTH AFRICAN BANK OF ATHENS LTD (THE) |
155 |
|
STANDARD BANK OF SOUTH AFRICA LTD (THE) |
159 |
|
STANDARD CHARTERED BANK PLC |
163 |
|
STATE BANK OF INDIA |
166 |
|
SUID-AFRIKAANSE POSKANTOOR (SOC) LTD |
171 |
|
UBANK LTD |
174 |
|
VBS MUTUAL BANK |
177 |
|
VIRGIN MONEY SOUTH AFRICA (PTY) LTD |
180 |
|
COMPANY PROFILES – ISLAMIC FINANCE SOUTH AFRICA |
182 |
|
ALBARAKA BANK LTD |
182 |
|
FIRSTRAND BANK LTD |
186 |
|
HABIB OVERSEAS BANK LTD |
191 |
|
HBZ BANK LTD |
193 |
|
COMPANY PROFILES – AUTOMOTIVE FINANCING |
196 |
|
ARIVA RENTALS (PTY) LTD |
196 |
|
BIDVEST BANK LTD |
198 |
|
BMW FINANCIAL SERVICES (SOUTH AFRICA) (PTY) LTD |
201 |
|
FFS FINANCE SOUTH AFRICA (RF) (PTY) LTD |
203 |
|
FIRSTRAND BANK LTD |
205 |
|
MERCEDES-BENZ FINANCIAL SERVICES SOUTH AFRICA (PTY) LTD |
210 |
|
NEDBANK LTD |
212 |
|
STANDARD BANK OF SOUTH AFRICA LTD (THE) |
220 |
|
TOYOTA FINANCIAL SERVICES (SOUTH AFRICA) LTD |
224 |
|
COMPANY PROFILES – RETAIL & SECTION 21 COMPANIES |
227 |
|
BNP PARIBAS PERSONAL FINANCE SOUTH AFRICA LTD |
227 |
|
FOSCHINI RETAIL GROUP (PTY) LTD |
229 |
|
GAUTENG ENTERPRISE PROPELLER |
232 |
|
KUYASA FUND (THE) |
235 |
|
PHAKAMANI FOUNDATION |
237 |
|
SMALL ENTERPRISE FINANCE AGENCY LTD |
239 |
|
SMALL ENTERPRISE FOUNDATION (THE) |
243 |
|
THUTHUKANI FINANCIAL SERVICES HOLDINGS (PTY) LTD |
245 |
|
UBANK LTD |
248 |
|
WOOLWORTHS FINANCIAL SERVICES (PTY) LTD |
251 |
|
COMPANY PROFILES – PRIVATE AND PRIVATELY HELD CONCERNS |
254 |
|
BARKO FINANCIAL SERVICES (PTY) LTD |
254 |
|
BAYPORT FINANCIAL SERVICES 2010 (PTY) LTD |
256 |
|
BETTERLIFE HOME LOANS (PTY) LTD |
261 |
|
C T INTERNATIONAL FINANCIERS (PTY) LTD |
263 |
|
CAPITAL HARVEST (PTY) LTD |
265 |
|
FUNDI CAPITAL (PTY) LTD |
267 |
|
IEMAS FINANCIAL SERVICES CO-OPERATIVE LTD |
271 |
|
NATIONAL YOUTH DEVELOPMENT AGENCY (THE) |
275 |
|
OLD MUTUAL FINANCE (RF) (PTY) LTD |
278 |
|
SA TAXI DEVELOPMENT FINANCE (PTY) LTD |
280 |
|
TEMBEKA SOCIAL INVESTMENT COMPANY LTD |
282 |
|
COMPANY PROFILES – REWARD & LOYALTY PROGRAMMES |
284 |
|
BRITISH AIRWAYS PLC |
284 |
|
DINERS CLUB (S A) (PTY) LTD |
289 |
|
EDCON LTD |
291 |
|
EXCLUSIVE BOOKS GROUP (PTY) LTD |
295 |
|
FIRSTRAND BANK LTD |
299 |
|
FOSCHINI RETAIL GROUP (PTY) LTD |
304 |
|
INVESTEC BANK LTD |
307 |
|
MTN GROUP LTD |
312 |
|
NEDBANK LTD |
316 |
|
STANDARD BANK OF SOUTH AFRICA LTD (THE) |
324 |
|
VIRGIN MONEY SOUTH AFRICA (PTY) LTD |
328 |
|
VODACOM GROUP LTD |
330 |
|
WELLNESS WAREHOUSE (PTY) LTD |
334 |
|
WOOLWORTHS FINANCIAL SERVICES (PTY) LTD |
337 |
|
FIRSTRAND BANK LTD |
340 |
|
INVESTEC BANK LTD |
345 |
|
NBC HOLDINGS (PTY) LTD |
350 |
|
NEDBANK LTD |
353 |
|
SA HOME LOANS (PTY) LTD |
361 |
|
STANDARD BANK OF SOUTH AFRICA LTD (THE) |
364 |