FIRSTRAND LTD

FIRSTRAND LTD Organogram

FirstRand Ltd is the holding company for a financial services group providing transactional, lending, investment and insurance products and services. It is also a bank controlling company with 6 major subsidiaries: • FirstRand Bank Ltd, the banking group operating in South Africa • FirstRand EMA Holdings (Pty) Ltd, holding company for FirstRand Africa and Emerging Market Banking Interests • FirstRand Investment Holdings (Pty) Ltd, an investment company holding FirstRand’s non-banking interests • FirstRand Investment Management Holdings Ltd, an investment management company managing FirstRand’s funds, Trusts, and Investor services. • FirstRand Insurance Holdings (Pty) Ltd, insurance services provider. • FirstRand International Ltd (Guernsey), banking group operating in Guernsey The group’s financial services activities operate under the following branded businesses: • FNB - representing FirstRand’s retail and commercial activities on the African continent • RMB - the corporate and investment banking arm of FirstRand and offers advisory, financing, trading, corporate banking and principal investing solutions • WesBank - represents the group's activities in vehicle and asset finance, as well as short-term insurance • Ashburton - the group’s asset investment management business • FCC (The FirstRand Corporate Centre) - provides custodianship, risk, internal audit, finance and treasury services As of 30 June 2026, FNB representation points: • Branches: 643 • FNB ATMs: 4,782 During the 2026 Financial year, The Aldermore Group, including its subsidiaries Aldermore Bank and MotoNovo Finance, was classified as discontinued operations and held for sale as FirstRand exited its UK consumer business.