Sanlam Ltd

Sanlam Ltd Organogram

Sanlam Ltd is the holding company of a financial services group that operates through its subsidiaries, associate companies and joint ventures in Africa, Europe, India, Australia, New Zealand and the USA. The group operates through business clusters which are divisionalised as follows: • Sanlam Life and Saving - offers retail and institutional life insurance and investment products as well as credit and health products in South Africa through the following: - SA Retail Affluent - provides life insurance and investment solutions to the middle and upper level market. - SA Retail Mass - provides life insurance and investment solutions to the entry level market. - Sanlam Corporate - provides employee benefits services, group risk and investment services to retirement funds and corporates. • Sanlam Emerging Markets - provides long-term financial services in emerging markets outside South Africa, and comprises: - SanlamAllianz - Namibia - Asia • Sanlam Investment Group (comprises investment and wealth management businesses) - provides retail and institutional clients in Africa, the UK and selected developed markets with a comprehensive range of specialised investment management, credit and risk management services. • Santam - South African general insurer with an international presence in selected territories. offers a range of policies against property damage, motor accidents, loss of income, crop losses, and catastrophe loss. Santam’s primary function is to displace risk so that clients’ insured losses are paid out of invested premiums. • Sanlam Fintech - drives financial services through non-intermediated digitalisation, innovation and financial inclusion utilising technology. Offers a range of digital products including life and general insurance, credit and investments, and rewards offerings. Sanlam Ltd holds a 58.97% stake in JSE listed Santam Ltd, an international provider of general insurance and investment solutions that operates through a network of intermediaries and direct channels. As of 31 December 2023, the group's owner-occupied properties were valued at R2.49bn, with the group's investment property portfolio valued at R7,913.0bn. The group's total assets amounted to R990.4 and total assets under management amounted to R1,300.00bn.