Extract
Despite various issues, the local banking industry is still regarded by the IMF as one of the best banking systems globally...
Description
Although this report focuses mainly on the South African banking industry, the Islamic banking sector, other credit granting, lease financing, and loyalty and reward programmes are also covered.
Historical Reports
The Banking Industry in South Africa, including Stokvels 2021-03-16
R 9 500.00(ZAR) estimated $600.28 (USD)*
View Report Add to CartThe Banking Industry in South Africa 2019-09-06
R 1 900.00(ZAR) estimated $120.06 (USD)*
View Report Add to CartThe Banking Industry in South Africa 2018-08-03
R 1 900.00(ZAR) estimated $120.06 (USD)*
View Report Add to CartThe Banking Industry in South Africa 2017-04-06
R 1 900.00(ZAR) estimated $120.06 (USD)*
View Report Add to CartThe Banking Industry in South Africa 2016-03-31
R 1 900.00(ZAR) estimated $120.06 (USD)*
View Report Add to CartTable of Contents
| PAGE | ||
|---|---|---|
| 1. | INTRODUCTION | 1 |
| 2. | DESCRIPTION OF THE INDUSTRY | 1 |
| 2.1. | Industry Supply Chain | 5 |
| 2.2. | Geographic Position | 6 |
| 3. | SIZE OF THE INDUSTRY | 7 |
| 3.1. | Central Banking | 7 |
| 3.2. | Banking | 7 |
| 3.3. | Other Credit Granting | 9 |
| 3.4. | Lease Financing | 10 |
| 4. | STATE OF THE INDUSTRY | 17 |
| 4.1. | Local | 17 |
| 4.1.1. | Corporate Actions | 24 |
| 4.1.2. | Regulations | 25 |
| 4.1.3. | Enterprise Development and Social Economic Development | 27 |
| 4.2. | Continental | 28 |
| 4.3. | International | 31 |
| 5. | INFLUENCING FACTORS | 32 |
| 5.1. | Regulatory Reform | 32 |
| 5.2. | Government Interest | 32 |
| 5.3. | Economic Environment | 32 |
| 5.4. | Global Geopolitical Environment | 34 |
| 5.5. | Expansion into Africa | 34 |
| 5.6. | Labour | 34 |
| 5.6.1. | Skills and Training | 34 |
| 5.6.2. | Employment Figures | 36 |
| 5.6.3. | Unions | 36 |
| 5.7. | Technology and Information Technology | 36 |
| 5.8. | Crime | 37 |
| 5.9. | Financial Inclusion | 38 |
| 5.10. | Environmental Concerns | 39 |
| 6. | COMPETITION | 40 |
| 6.1. | Barriers to Entry | 41 |
| 6.2. | Research and Development (R&D) and Innovation | 41 |
| 7. | SWOT ANALYSIS | 42 |
| 8. | OUTLOOK | 43 |
| 9. | INDUSTRY ASSOCIATIONS | 44 |
| 10. | REFERENCES | 45 |
| 10.1. | Publications | 45 |
| 10.2. | Websites | 46 |
| ORGANOGRAM 81110, 81121a & 81920a | 47 | |
| Central Banking & Banks and Other Banking Services | 47 | |
| COMPANY PROFILES | 49 | |
| ABSA BANK LTD | 49 | |
| AFRICAN BANK LTD | 54 | |
| BIDVEST BANK LTD | 57 | |
| CAPITEC BANK LTD | 60 | |
| CITIBANK NA | 62 | |
| FIRSTRAND BANK LTD | 64 | |
| GBS MUTUAL BANK | 67 | |
| GRINDROD BANK LTD | 69 | |
| HABIB OVERSEAS BANK LTD | 72 | |
| INVESTEC BANK LTD | 74 | |
| LAND & AGRICULTURAL DEVELOPMENT BANK OF SA | 78 | |
| MERCANTILE BANK LTD | 81 | |
| NEDBANK LTD | 83 | |
| SASFIN BANK LTD | 89 | |
| SOUTH AFRICAN BANK OF ATHENS LTD (THE) | 91 | |
| SOUTH AFRICAN POST OFFICE (SOC) LTD | 94 | |
| SOUTH AFRICAN RESERVE BANK | 97 | |
| STANDARD BANK OF SOUTH AFRICA LTD (THE) | 100 | |
| UBANK LTD | 103 | |
| VBS MUTUAL BANK | 105 | |
| VIRGIN MONEY SOUTH AFRICA (PTY) LTD | 107 | |
| ORGANOGRAM 81121b | 109 | |
| Islamic Finance in South Africa | 109 | |
| COMPANY PROFILES | 110 | |
| ABSA BANK LTD | 110 | |
| ALBARAKA BANK LTD | 115 | |
| FIRSTRAND BANK LTD | 118 | |
| HBZ BANK LTD | 121 | |
| ORGANOGRAM 81910a | 123 | |
| Automotive Finance | 123 | |
| COMPANY PROFILES | 124 | |
| ABSA BANK LTD | 124 | |
| ARIVA RENTALS (PTY) LTD | 129 | |
| FFS FINANCE SOUTH AFRICA (PTY) LTD | 130 | |
| FIRSTRAND BANK LTD | 131 | |
| MERCEDES-BENZ FINANCIAL SERVICES (PTY) LTD | 134 | |
| NEDBANK LTD | 136 | |
| STANDARD BANK OF SOUTH AFRICA LTD (THE) | 142 | |
| TOYOTA FINANCIAL SERVICES (SA) LTD | 145 | |
| ORGANOGRAM 81920b | 147 | |
| Retail & Section 21 Companies | 147 | |
| COMPANY PROFILES | 148 | |
| GAUTENG ENTERPRISE PROPELLER | 148 | |
| JD GROUP LTD | 151 | |
| LEWIS GROUP LTD | 157 | |
| RCS INVESTMENT HOLDINGS (PTY) LTD | 159 | |
| SMALL ENTERPRISE FINANCE AGENCY (SOC) LTD | 161 | |
| SMALL ENTERPRISE FOUNDATION (THE) | 164 | |
| THUTHUKANI FINANCIAL SERVICES (PTY) LTD | 166 | |
| UBANK LTD | 168 | |
| WOOLWORTHS FINANCIAL SERVICES (PTY) LTD | 170 | |
| ORGANOGRAM 81920c | 172 | |
| Privately and Publicly Held Concerns | 172 | |
| COMPANY PROFILES | 173 | |
| AFRICAN DAWN CAPITAL LTD | 173 | |
| BARKO FINANCIAL SERVICES (PTY) LTD | 176 | |
| BAYPORT FINANCIAL SERVICES 2010 (PTY) LTD | 178 | |
| CT INTERNATIONAL FINANCIERS LTD | 180 | |
| EDU-LOAN (PTY) LTD | 181 | |
| FINBOND GROUP LTD | 184 | |
| IEMAS FINANCIAL SERVICES (CO-OPERATIVE) LTD | 187 | |
| INDUSTRIAL DEVELOPMENT CORPORATION OF SOUTH AFRICA LTD | 189 | |
| NATIONAL YOUTH DEVELOPMENT AGENCY | 194 | |
| NET1 FINANCE HOLDINGS (PTY) LTD | 196 | |
| PA BETTERBOND (PTY) LTD | 198 | |
| REAL PEOPLE (PTY) LTD | 200 | |
| TRANSACTION CAPITAL LTD | 202 | |
| ORGANOGRAM 81920d | 205 | |
| Reward & Loyalty Programmes | 205 | |
| COMPANY PROFILES | 207 | |
| ABSA BANK LTD | 207 | |
| AMERICAN EXPRESS INTERNATIONAL | 212 | |
| BRITISH AIRWAYS PLC | 213 | |
| CLICKS GROUP LTD | 217 | |
| COMAIR LTD | 221 | |
| DINERS CLUB (SA) (PTY) LTD | 224 | |
| DIS-CHEM PHARMACIES (PTY) LTD | 226 | |
| DISCOVERY VITALITY (PTY) LTD | 230 | |
| EDCON LTD | 232 | |
| EXCLUSIVE BOOKS GROUP (PTY) LTD | 235 | |
| FIRSTRAND BANK LTD | 238 | |
| FOSCHINI RETAIL GROUP (PTY) LTD | 241 | |
| INVESTEC BANK LTD | 244 | |
| MAHALA LOYALTY PROGRAMME (PTY) LTD | 248 | |
| NEDBANK LTD | 253 | |
| NEWBUCKS OPERATIONS (PTY) LTD | 259 | |
| OOBA (PTY) LTD | 261 | |
| PICK 'N PAY STORES LTD | 263 | |
| PRIMEDIA (PTY) LTD | 267 | |
| PROTEA GROUP HOLDINGS SOUTH AFRICA (PTY) LTD | 271 | |
| SOUTH AFRICAN AIRWAYS (SOC) LTD | 274 | |
| STANDARD BANK OF SOUTH AFRICA LTD (THE) | 278 | |
| VIRGIN MONEY SOUTH AFRICA (PTY) LTD | 281 | |
| VIRTUAL MARKET PLACE (PTY) LTD | 283 | |
| VODACOM GROUP LTD | 284 | |
| WELLNESS WAREHOUSE (PTY) LTD | 287 | |
| WOOLWORTHS FINANCIAL SERVICES (PTY) LTD | 289 | |
| ORGANOGRAM 81920e | 291 | |
| Direct Home Loans | 291 | |
| COMPANY PROFILES | 292 | |
| ABSA BANK LTD | 292 | |
| FIRSTRAND BANK LTD | 297 | |
| INVESTEC BANK LTD | 300 | |
| NBC HOLDINGS (PTY) LTD | 304 | |
| NEDBANK LTD | 306 | |
| OOBA (PTY) LTD | 312 | |
| SA HOME LOANS (PTY) LTD | 314 | |
| STANDARD BANK OF SOUTH AFRICA LTD (THE) | 315 |
